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Daily Insurance Price Chart
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BASIC PROTECTION
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NO EXCESS
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TIRE DAMAGE
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PERSONAL MEDICAL
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DAILY RATE
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DAILY RATE
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DAILY RATE
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DAILY RATE
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MANDATORY
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OPTIONAL
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OPTIONAL
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OPTIONAL
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OPTIONAL
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MODEL OR SIMILAR
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SLI
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LDW
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SLDW
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TDC
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PAI
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TOYOTA YARIS
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$10
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$2
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$10
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$5
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$3
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TOYOTA COROLLA
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$10
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$5
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$10
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$5
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$3
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DAITHATSU BEGO
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$10
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$8
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$10
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$5
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$3
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TOYOTA RAV 4
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$10
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$10
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$10
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$5
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$3
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TOYOTA LANDCRUISER PRADO
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$10
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$15
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$10
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$5
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$3
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TERMS AND CONDITIONS
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1. CUSTOMERS
WHO WISH TO DECLINE LDW COVER MUST
PRESENT WRITTEN PROOF FROM THE
CARD'S ISSUING BANK, THAT THEIR CC
INSURANCE COVERS LATIN AMERICA,
COSTA RICA, THE TYPE OF VEHICLE
RESERVED AND OFF ROAD CONDITIONS.
THE DOCUMENT MUST ALSO MENTION WHAT
IS THE MAXIMUM LENGTH OF RENTAL AND
WHAT AMOUNT IS COVERED IN THEIR
INSURANCE PLAN. FAILURE TO
PRESENT THIS DOCUMENT ELIMINATES THE
BENEFIT OF LDW DECLINATION. IF THE
CUSTOMER DECLINES OUR LDW
PROTECTION, THE CREDIT CARD DEPOSIT
HELD DURING RENTAL WILL BE $3500 AND
OUR 24 HOURS ASSISTANCE SERVICE WILL
APPLY A SURCHARGE, DEPENDING ON THE
LOCATION OF THE CUSTOMER.
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2. WHEN THE CUSTOMER PURCHASES OUR
BASIC PROTECTION (LDW+SLI), THE
GUARANTEE DEPOSIT FOR RENTALS IS
$500 FOR ANY CATEGORY.
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3. WHEN THE CUSTOMER PURCHASES OUR
BASIC PROTECTION (LDW+SLI) PLUS OUR
NO EXCESS PROTECTION (SLDW), THE
GUARANTEE DEPOSIT FOR RENTALS IS
$100 FOR ANY CATEGORY.
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What are the
different types of insurance protection available?
Read about:
SUPPLEMENTAL THIRD PARTY
LIABILITY (SLI)
What is a Third Party?
Third Parties are all people, animals or things that
are outside of your rental vehicle. All of Europcar
Costa Rica´s vehicles are insured by Law for Third
Party Liability (TPL), for the mandatory amount
(approximately USD $200).
We strongly encourage
our customers to purchase the SUPPLEMENTAL THIRD
PARTY LIABILITY (SLI) in order to elevate the
coverage extension up to USD $500,000. This will
guarantee that, in case you should be involved in an
accident or other event, where people or things not
traveling with you get hurt, Europcar Costa Rica
will take care of all medical or other expenses
caused by this. And the SLI protection does not have
any excess or deductible amount for you to pay.
What is an Excess or
Deductible amount?
Excess or Deductible
is an amount not covered by the insurance which is
the customers´ responsibility to pay in case of
accident.
LOSS DAMAGE WAIVER (LDW)
LDW(Loss and
Damage Waiver) is a combination of CDW(Collision
Damage Waiver) which concerns damage to the rental
vehicle, and TW(Theft Waiver),
which concerns Theft or Loss of the rental vehicle.
Unless Europcar is able to recover the cost of its
damages from an identified liable Third Party, the
renter/driver is liable for all damages to or loss
of the vehicle occurring during the course of the
rental. This liability can generally be waived
against payment of a fixed charge per rental day. It
should, however, be noted that for those renters who
have purchased such protection, a residual
non-waivable amount (or "excess") will be applied in
the event of damage to or loss of the vehicle.
What does this mean?
The LOSS DAMAGE WAIVER (LDW)
covers damages made to the car you are renting, when
you are involved in an accident, overturn or other
event that can cause this damage. It also covers you
from paying the total value of the car in case it is
stolen. LDW does not apply for tires and windshield.
This is the ONLY cover with an
excess or deductible, and the amount depends on the
category of car rented (going from $900 to $1500).
The excess amount must be held as a guarantee
deposit on the main drivers´ credit card during the
rental. No cash deposits are allowed. When the
vehicle is returned in the same condition it went
out, the excess amount is refunded on the card.
Is LDW mandatory in Costa
Rica?
LDW cover is mandatory when the
customer cannot present valid proof or evidence of
credit card LDW protection in Latin America, Costa
Rica, in off-road conditions and for the category
requested (and YES, we will verify this information
with your bank). We strongly recommend our customers
to purchase Europcar Costa Rica’s basic cover LDW,
in order to enjoy their trip without the worry.
ADDITIONAL DRIVER
PROTECTION (ADC)
The ADDITIONAL DRIVER PROTECTION
(ADC) is optional and guarantees that all insurances
taken by the main driver will be also applicable to
any additional drivers
SUPER LOSS DAMAGE WAIVER
(SLDW)
Why “SUPER”?
The SUPER LOSS DAMAGE WAIVER,
optional and additional, frees the customer from all
liability for paying damages or LDW’s excess amount
in case of accident, theft, or total loss, except in
cases of negligence. This additional protection is a
"super" protection, because it protects you on the
part of the LDW insurance of which you are
unprotected from (the first $900-$1500, depending on
category, as stated in the LDW explanation
This insurance must be requested
for each rental contract, and Europcar Costa Rica
reserves the right to offer and/or suspend it at any
time if it considers it is being misused.
This cover is not
applicable for tires or personal belongings inside
vehicle.
So what does Europcar Costa Rica
consider as "Negligence"?
Negligence
means acting in an irresponsible and deliberate
manner that causes damages to Europcar´s vehicle.
COMMON NEGLIGENCE CASES:
- Improper advances, which cause
collisions or vehicle to flip over.
- Running over red lights, or not
obeying traffic signs which may result in
collisions or vehicle flip over.
- Driving at a higher speed than
what is established by Law for the
particular road the vehicle is on.
- Driving under the influence of
alcohol or drug consumption.
- Driving through rivers that are
higher than half the tires´ height, or right
on the beach, into the ocean or an inlet.
- Leaving keys on car doors or on
the ignition while vehicle is unattended,
leaving doors open or unlocked during
absence.
- When the vehicle is parked in a
"no parking" zone or in a place where theft
or damage of the vehicle is fomented.
PERSONAL ACCIDENT INSURANCE
(PAI)
The PERSONAL ACCIDENT
INSURANCE, optional and additional, applies
to all passengers in Europcar’s vehicle, including
the driver. No excess is applied. It includes the
Public Liability Policy, covering all public
liability not covered by the contract, which may be
generated by the car rental service offered to the
insured party within national territory. It also
includes the Automobile Seat Policy, which applies
to the vehicle´s driver as well as the other
occupants, and covers bodily injuries due to the
unexpected action of any violent, fortuitous, and
sudden external agent.
PAI cover is does not
apply If and when a number of passengers exceeding
the maximum capacity established by the manufacturer
is traveling in the vehicle.
TIRE DAMAGE COVER (TDC)
By purchasing the new protection
TDC, the customer can be worry free if something
should happen to the tires (flats or damages to the
rubbers). This protection does not include damage
made to the wheels.
Is the TDC worth it?
As a preventive measure, we really do recommend this
protection. In recent times, we have had several
reports on vandal gangs working near the airport or
coming in to San Jose, that puncture tires with a
sharp object when vehicles are at a stop light,
causing a flat to vehicle rental customers. When the
customer stops to check what’s wrong, these vandals
gladly approach him/her offering their help to
change the flat, and during this distraction they
proceed to steal valuables from inside the vehicle.
This is why we advise our
customers of the following:
Whenever they get a
flat tire near the airport or coming into San Jose,
or in a place where they feel someone is following
them, we STRONGLY recommend NOT to accept any help
in these cases, and if they do so, we advise to
watch out for their personal belongings, be very
careful and aware of the person(s) helping out and
never show any money they are carrying.
We also advise to drive with
doors locked at all times and windows up when in San
Jose Downtown or in secluded places. If the customer
has any questions or needs help, they are welcome to
call any of our stations or the TOLL FREE number
800-EUROPCAR for assistance.
WHAT YOU NEED TO KNOW ABOUT
CREDIT CARD PROTECTIONS
Some credit cards may entitle
their holders to a degree of cover for damage to, or
loss of, the rental vehicle. We are happy to
recognize such cards and do not object the
card-holder, in such a case, not to avail of the
protections described below and to stand liable for
any damage to, or loss of, our vehicle.
Please, however, be aware of the
following:
- If you elect to be covered by your card
and decline Europcar's protections, you are
also declining Europcar's recovery service
from liable third parties, unless you
purchase our supplemental liability
protection.
- The extent of coverage provided by
credit cards varies and is usually subject
to certain restrictions, in particular
concerning the maximum length of rental and
the type of vehicle which can be covered.
Major credit cards generally offer a loss
and damage protection to their GOLD and
PLATINUM members. These "covers" are
generally very specific to the area you are
traveling to (Latin America, Europe, Asia,
etc.), to the type of vehicle reserved and
to the roads the vehicle is driven upon.
- Europcar strongly advise you to contact
your Credit Card organization before rental
and provide written details/proof of your
coverage when arriving at the at the
Europcar rental location.
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